Maci Chance

I am an experienced Realtor with a deep knowledge of the Denver metro area, having lived and worked here since 2000. I am passionate about empowering homeownership for every buyer. Whether guiding first-time buyers, growing families, clients looking to simplify, or those facing divorce, I combine my skills in listing strategy and market insight to help clients find stability and growth through real estate.

Seven Benefits of Home Ownership

In a recent Gallup survey, Americans ranked real estate as the #1 investment for the tenth consecutive year. But beyond financial returns, homeownership provides a wealth of personal and social benefits. Here’s why owning a home is one of the best decisions you can make:

FINANCIAL BENEFITS

Appreciation: Real estate is a long-term investment that has consistently grown in value. Census data shows the median home price jumped from $172,900 in 2000 to $417,700 in 2023, averaging over 6% annual appreciation.
Equity Growth: Every mortgage payment builds your wealth—not your landlord’s. Over time, this can be a powerful financial asset.
Tax Benefits: Depending on your situation, you may qualify for deductions on mortgage interest, property taxes, and other home-related expenses (consult your accountant!).
Savings & Wealth Building: When you sell, you may be able to exclude up to $250,000 ($500,000 for married couples) in capital gains from federal taxes.

SOCIAL & PERSONAL BENEFITS

Security, Stability & Predictability: Homeownership gives you control over your living situation, providing privacy and a sense of belonging plus a fixed-rate mortgage keeps your housing costs stable, while rent increases over time.
Freedom: Unlike renting, you can customize and personalize your space to reflect your style and needs.
Community Connection: Owning a home often means putting down roots and building long-lasting relationships within your neighborhood.

At Live.Laugh., we believe homeownership should be accessible to everyone. If you’re unsure whether you can buy a home, let’s chat! You might be closer to homeownership than you think.

Let’s create a plan that works for you!